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Fulfillment@Work: FINANCIAL FEARS

Welcome to the Fulfillment@Work Newsletter
Published by Joel Garfinkle, Dream Job Coaching

Message from Joel

Will you pass the word? Many people will gain great insight and inspiration from this article, "Coping With Financial Fears." The last issue about finding personal meaning had a lot of response from subscribers. I had one person who sent me this following quote,

"Meaning is not something you stumble across, like the answer to a riddle or the prize in a treasure hunt. Meaning is something you build into your life. You build it out of your past, out of your affections and loyalties, out of the experience of humankind as it is passed on to you, out of you own talent and understanding, out of the things you believe in, out of the things and people you love, out of the values for which you are willing to sacrifice something. The ingredients are there. You are the only one who can put them together into that unique pattern that will be your life."

~ John Gardner, Founder, Common Cause


1. Coping With Financial Fears
2. Quotes of the week
3. FREE content for you...
4. Coaching Client - Words Of Wisdom
5. Website LINK EXCHANGE program!

Feature Article

Making dramatic changes in your life and even changing careers can bring many fears to the forefront of your mind. One of the biggest and most important fears for many people is the fear of losing financial security. During the holidays or if you're thinking of changing jobs or starting your own business, fear of not having enough money to live on can hold you back for months or years. You need a practical plan to address your concerns and meet your needs. With proper planning and creative, "out of the box" thinking, it is entirely possible to create your own unique successful financial plan to allay your fears and put you on the path to your dream job and fulfillment in your daily life.

1. Know your current situation
Take stock of your current financial position. Know your debts, your assets and your income. Keep track of your spending so that you are aware of where your money is going.

2. Contact a professional
Find a financial planner or accountant to advise you. Talk to a trusted family member who is knowledgeable about money and financial matters.

3. Educate yourself
If you're not familiar with financial terms, search online or at a bookstore for a basic finance/money book. Become familiar with terms and concepts. Even if you hire professionals, you still need to make the final decision and know what is happening with your money.

4. Begin a savings plan.
Ask your financial advisor for specifics but the general guideline is to have at least 3-6 months in savings to tide you over through a job change/search.

5. Ask for support
Ask family or your spouse or significant other for support. Discuss cutting back on hours or other potential solutions.

6. Consider a stepping stone job
Think about taking a job that is a step along the path to your ultimate dream job so that you'll still have a stable income.

7. Experiment
Explore various jobs and career areas. Volunteer at some positions that interest you. Explore options within your current job. Be creative with your explorations.

8. Cut back
It seems like a simple solution but look at your budget and your income and look at areas in which you can cut back. There are many resources on and offline to assist you in saving money and still being able to enjoy living your life.

Quotes of the week

"Too many of us are not living our dreams because we are living our fears."
~ Les Brown

He that lives to live forever, never fears dying."
~ William Penn

"Never take counsel of your fears."
~ Andrew Jackson

"Successful people make money. It's not that people who make money become successful, but that successful people attract money. They bring success to what they do."
~ Wayne Dyer

"Money never starts an idea; it is the idea that starts the money."
~ W. J. Cameron

FREE content for you

Nationally published articles that you can FREELY use as content for your websites, newsletters, and publications.

Coaching Client - Words Of Wisdom

I am beginning to feel more space in my heart and in my being because I am working this process which I believe is giving me a chance to be more true to myself in the career area of my life.

~ A Coaching Client

Website LINK EXCHANGE program!

Would you like to exchange website links with Dream Job Coaching? Just visit our link exchange page.

Coaching Services

Joel Garfinkle is available for coaching. Send him an email at or call (510) 339-3201.


Copyright 1998-2006, Joel Garfinkle, all rights reserved. Permission is granted to reproduce, copy or distribute DreamsWork so long as this copyright notice and full information about contacting the author is attached.